Calculadoras financieras

Roth IRA Conversion Calculator

Retirement Finance Calculators

In 1997, the Roth IRA was introduced. This new IRA allowed for contributions to be made on an after-tax basis and all gains (or growth) to be distributed completely tax-free. Since then, people with incomes under $100,000 have had the option to convert all or a portion of their existing Traditional IRAs to Roth IRAs. Beginning in 2008, participants with funds in eligible employer-sponsored plans could also roll those funds directly over to a Roth IRA in a qualified rollover if their income did not exceed the $100,000 threshold. Starting in 2010, all IRA owners and participants in eligible employer-sponsored plans, regardless of income level, are eligible to convert their Traditional IRA and pre-tax funds in an employer-sponsored plan [401(a)/(k), 403(b) and governmental 457(b)] to a Roth IRA. Is this a good option for you? A conversion has both advantages and disadvantages that should be carefully considered before you make a decision. This calculator compares two alternatives with equal out of pocket costs to estimate the change in total net-worth, at retirement, if you convert your Traditional IRA into a Roth IRA.

Roth vs. Traditional IRA Calculator

Retirement Finance Calculators

An IRA can be an effective retirement tool. There are two basic types of Individual Retirement Accounts (IRA): the Roth IRA and the traditional IRA. Use this tool to determine which IRA may be right for you. Please note, that this calculator should not be used for Roth 401(k) comparisons.

Savings Calculator

Savings Finance Calculators

Consistent investments over a number of years can be an effective strategy to accumulate wealth. Even small additions to your savings add up over time. This calculator demonstrates how to put this savings strategy to work for you.

Savings Calculator, Taxes and Inflation

Savings Finance Calculators

The value of your savings can be affected by both taxes and inflation. Use this calculator to determine how much your savings will be worth with this in mind. Click the "View Report" button to get more information and a year-by-year savings schedule.

Savings Goals Calculator

Savings Finance Calculators

Planning a sabbatical? Saving for a down payment on a house? What will it take to reach your financial goal? This calculator helps you find out. Enter in your savings plan and view graphically your financial results. Click the report button to get more information about your plan, and what you can do to help ensure that it is on track.

Self Employment SE Taxes Calculator

Tax Estimators Calculators

Utilice esta calculadora para estimar sus impuestos sobre el trabajo por cuenta propia. Normalmente, su empleador retiene estos impuestos. Sin embargo, si trabaja por cuenta propia, opera una granja o es empleado de una iglesia, es posible que deba impuestos sobre el trabajo por cuenta propia. Tenga en cuenta que el impuesto sobre el trabajo por cuenta propia es del 12,4% para la parte de FICA y del 2,9% para Medicare.

Social Security Benefits Calculator

Retirement Finance Calculators

Do you wonder how much you might receive in Social Security? Use this calculator to help you estimate your Social Security benefits. Remember, this is only an estimate. Your actual benefits may vary depending on your actual work history and income.