You can get tax refund advances of up to $6,000 but isn’t the best fit for each particular situation
From January through April, a tax refund loan can be a great way to get money quickly. But you need to pay some fees, so make sure you consider the pros and cons of your particular situation before applying.
Weighing in the Advantages and Disadvantages
- Tax refund loans can provide an advance on your refund – BUT – you may pay some fees to receive tax refunds quicker.
- Tax refund loans can provide the ability to pay off high-interest debt, like a payday loan – BUT – figuring out on your own the loan details can be a challenge.
- You don’t need good credit or any credit to qualify for the loan – BUT – You are unlikely to build your credit.
Requirements to Apply for a Tax Refund Advance?
- W2 – and/or
- completed tax return (no paystubs)
People who have bad credit or limited credit history often struggle to take out loans. But tax refund loans are backed by the refund that you’ll get from the IRS. Because of that, you don’t need good credit or any credit to qualify for the loan,” explains Daniel Ahart, chief tax officer at the tax preparation company Daniel Ahart Tax Service®
Get The Help You Need When You Are Ready To File
Daniel Ahart Tax Service® prepares all tax returns, helps solve tax problems, and prepares back taxes. 22 Area Locations in Georgia.
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